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    Best: Buy Credit Card Hardship Program

    : Be ready to provide a detailed list of your monthly income and expenses.

    : Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ). best buy credit card hardship program

    : Some creditors require a formal hardship letter explaining the cause and expected duration of your situation. Important Considerations : Be ready to provide a detailed list

    The is a temporary repayment plan offered through Citibank (the card issuer) to help cardholders facing significant financial distress . Program Details & Benefits best buy credit card hardship program