You can choose the 15% back OR flexible financing, but not both on the same transaction. 2. Flexible Financing: 0% Interest Periods
Maximizing Your Tech Haul: The Best Buy Credit Promotions for April 2026 best buy credit promotions
If you'd rather pay over time, Best Buy offers tiered deferred-interest plans based on how much you spend: On storewide purchases of $299+ . 18 Months: On major appliances of $599+ . You can choose the 15% back OR flexible
You receive the standard 5% back plus a 10% bonus for that first day. best buy credit promotions
For a limited time, new cardmembers can earn on their first day of purchases.