When you apply, you are actually applying for one of three versions issued by Citibank. You don't get to choose which one you receive; it's based on your credit profile:
When you buy a phone at Best Buy, you generally have to choose one of two paths: Best Buy Credit Card: Rewards & Financing best buy phone credit card
This is the most critical part of the fine print. Best Buy uses for its promotional financing. When you apply, you are actually applying for
Is the Best Buy Credit Card Your Secret Weapon for a New Phone? Is the Best Buy Credit Card Your Secret
No annual fee and can be used anywhere Visa is accepted.
If you don't pay off the entire balance by the end of the 24 months, or if you miss a payment, you will be charged interest retroactively from the original purchase date .