Best High-Yield Savings Accounts Of April 2026 - Up to 4.21% | Bankrate
: Operates via mobile banking only; deposits are limited to wire transfers or Plaid (no direct deposits or ACH). Axos Bank: 4.21% APY best online high interest savings account
: Requires a linked checking account with a $5,000 average daily balance and maintaining a daily step count. Pibank: 4.40% APY Best High-Yield Savings Accounts Of April 2026 - Up to 4