Buy Bitcoin With Roth Ira May 2026

You open a new Roth IRA with a "crypto-friendly" custodian, fund it via a rollover or contribution, and buy Bitcoin directly through their platform .

You do not own the underlying Bitcoin directly and cannot move it to a private wallet . Vanguard notably does not allow the purchase of Bitcoin ETFs . 2. The Direct Way: Self-Directed Roth IRA (SDIRA) buy bitcoin with roth ira

Low fees (typically 0.20% to 0.25% expense ratios), high liquidity, and seamless integration with your existing portfolio . You open a new Roth IRA with a

To own actual Bitcoin (not just a fund share), you must use a specialized custodian that supports alternative assets . buy bitcoin with roth ira