Based on what the dealer decides you can afford, they will show you a limited selection of vehicles you are allowed to purchase.
You can typically secure financing, pick a car, and drive off the lot on the same day.
It is common practice for BHPH lots to install GPS trackers and starter-interrupter "kill switches". If you are even a few days late on a payment, they can remotely disable your vehicle and repossess it without warning. ⚠️ Credit-Building: The Hidden Trap