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: New data from April 2026 shows that 41% of BNPL users have made at least one late payment in the past year, up from 34% previously. : Apps like Affirm and PayPal vary significantly
: Starting July 15, 2026 , new regulations from authorities like the Financial Conduct Authority (FCA) will require lenders to be officially authorized and follow stricter rules to protect consumers. 💡 Smart Shopping Tips buy pay later online stores
