Several platforms facilitate these purchases and often deliver the card details instantly via email or text:

The simplest way to use your checking account is by using the debit card linked to it. Online retailers like Giftcards.com and Kroger allow you to purchase virtual or physical Visa gift cards using a debit card.

Listed as an official Visa partner for purchasing cards.

Buy Virtual Visa and Mastercard Gift Cards and eGifts | Kroger

Many banks sell Visa gift cards directly to their checking account customers.

You can buy a Visa gift card with your checking account using a few different methods, ranging from using your debit card at a retailer to visiting a bank branch in person. Ways to Buy with Your Checking Account

If you have a reloadable Visa prepaid card (distinct from a standard gift card), you can often link your checking account via ACH or set up direct deposit to move funds directly from your bank. Where to Buy Online