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: Dealerships often mark up the interest rates provided by their lenders (a legal practice sometimes called dealer reserve) to make a profit. A credit union loan bypasses this "gotcha". 3. Use Car-Buying Services
: With a pre-approved rate in your pocket, you can challenge the dealer to beat it. If they can’t, you already have the best deal secured. buying a car with a loan from a credit union
: Some may require you to have an account for a certain period before you can access the best loan rates. : Dealerships often mark up the interest rates
: Dealerships often mark up the interest rates provided by their lenders (a legal practice sometimes called dealer reserve) to make a profit. A credit union loan bypasses this "gotcha". 3. Use Car-Buying Services
: With a pre-approved rate in your pocket, you can challenge the dealer to beat it. If they can’t, you already have the best deal secured.
: Some may require you to have an account for a certain period before you can access the best loan rates.