: If buying an entire agency, integrating existing employees and matching the previous owner's service style is a major hurdle. Valuation Methods
: You cannot assume all customers will stay; a portion of the book often leaves during the transition. buying an insurance book of business
: Potential for undisclosed pending claims, errors and omissions (E&O) issues, or problematic policies. : If buying an entire agency, integrating existing
: Provides instant access to commissions and fees. : If buying an entire agency
: Some carriers must approve the transfer of the book, and you may lose access to certain markets if they don't appoint you.