On Your Own — Buying Dental Insurance

: Providers like Cigna Healthcare , Humana , and Spirit Dental allow you to buy plans directly on their websites.

: Groups like AARP or other professional associations often offer group-rate plans to their members. 2. Choose the Plan Type buying dental insurance on your own

The "best" plan depends on whether you value lower monthly costs or the freedom to choose your own dentist. : Providers like Cigna Healthcare , Humana ,

You can purchase individual dental insurance at any time of the year; you do not have to wait for a specific enrollment period unless buying through a government exchange. Choose the Plan Type The "best" plan depends

Buying dental insurance on your own involves choosing between private plans purchased directly from carriers or through a government marketplace. Individual plans typically cost between . 1. Identify Where to Buy

: You can find dental plans on Healthcare.gov or your state’s marketplace, often bundled with or as an add-on to medical plans.