Under 18 | Can You Buy Stocks

An adult (custodian) manages the account for a minor (beneficiary).

In the United States, you typically cannot buy stocks independently if you are under 18 because minors lack the legal capacity to enter into binding brokerage contracts. However, you can still own and invest in stocks through specialized account types managed with adult supervision. Legal Ways to Buy Stocks Under 18 : can you buy stocks under 18

(Uniform Gifts to Minors Act) is for financial assets like stocks, bonds, and mutual funds. An adult (custodian) manages the account for a

Some brokers, such as Fidelity and Charles Schwab, offer accounts for teens aged 13–17. Legal Ways to Buy Stocks Under 18 :

(Uniform Transfers to Minors Act) can also hold physical property like real estate or fine art. Teen Brokerage Accounts :

Available if the minor has "earned income" from a job (like a part-time job or even neighborly chores).

These accounts may allow the teen to place their own trades, but a parent or guardian must still open the account and provide oversight. :