: Only charge what you can pay off immediately unless you are using a 0% APR promotional window.
: Maxing out a card for a car purchase causes your credit utilization ratio to spike, which can temporarily lower your credit score. can you use a credit card to buy a car
: Standard credit card APRs (often 20%+) are significantly higher than typical auto loan rates (often 5%–8%). : Only charge what you can pay off
: Dealers frequently allow small deposits (e.g., $500–$1,000) to hold a vehicle. 000) to hold a vehicle.