: Allows members to customize payments and see local dealer offers.
: Buying builds equity; once the loan is paid, you own an asset you can sell. Leasing is like a long-term rental where you walk away with nothing at the end.
: In 2026, EVs continue to depreciate rapidly (40–60% over 3–5 years). Leasing transfers this rapid depreciation risk to the leasing company. cheaper to lease or buy a car
: Visualizes how different factors like residual value impact your monthly rate.
: Leasing is usually cheaper month-to-month. In 2026, average lease payments are approximately $613 , while average new car loan payments are around $767 . : Allows members to customize payments and see
Leasing can be the more cost-effective choice in specific scenarios:
: High-end cars (e.g., BMW, Mercedes) often see massive depreciation—up to 60% in three years. Leasing lets the manufacturer bear this loss. : In 2026, EVs continue to depreciate rapidly
: Breaks down "net price" including lost interest on down payments.