Credit Reporting Bureaus Online
Because the data held by these bureaus is so influential, it is strictly regulated in the United States by the Fair Credit Reporting Act (FCRA) . Passed in 1970, the FCRA provides critical protections for consumers, including:
: Consumers are entitled to one free copy of their credit report annually from each bureau through AnnualCreditReport.com. credit reporting bureaus
: Bureaus are required to remove or correct negative information that cannot be verified . Because the data held by these bureaus is