Do I Have To Buy Obamacare Insurance Link

: While individuals generally aren't fined federally, "Applicable Large Employers" (50+ full-time employees) still face federal penalties if they fail to offer affordable coverage.

If you reside in one of the following jurisdictions, you may face a state tax penalty if you do not have qualifying health insurance:

: Has a mandate to report coverage but currently imposes no financial penalty for being uninsured. Key Considerations for 2026