The following is the story of how this service functions and its impact on your financial journey.
The "story" of Equifax is not without its dark chapters. In 2017, the company suffered a massive data breach that exposed the sensitive personal info—Social Security numbers and birth dates—of approximately . This event fundamentally changed how the company operates, leading to a multi-billion dollar shift toward cloud technology to improve security. Recently, in early 2025, the Consumer Financial Protection Bureau (CFPB) fined them $15 million for failing to thoroughly investigate mistakes on consumer reports. Equifax Data Breach - epic.org
"Equifax Credit Info Svcs" is a frequent shorthand for , a core division of Equifax Inc. that manages and delivers consumer credit data to lenders and individuals.
