Fixing Credit To Buy - A House

Two factors make up 65% of your FICO score. Focus your energy here for the biggest impact:

This is how much of your available credit you’re using. Lenders typically want to see this below 30% . If you have a $10,000 limit, try to keep your balance under $3,000. 3. Deploy "Quick-Win" Strategies If you need a boost within a few months, try these tactics: fixing credit to buy a house

As you get closer to applying, your credit becomes a "look-but-don't-touch" zone: Two factors make up 65% of your FICO score