: Having a variety of account types, such as credit cards and installment loans, can positively impact your score.

Getting your credit score involves accessing a numerical rating of your creditworthiness, which lenders use to determine your likelihood of repaying debt.

Learn about your credit report and how to get a copy | USAGov

: Frequent "hard inquiries" or opening multiple new accounts in a short period can temporarily lower your score. Typical Credit Score Ranges