: Triggered by a "Qualifying Life Event" (QLE). This allows a 60-day window to purchase coverage outside the standard OEP. Common QLEs include losing job-based insurance, getting married, having a baby, or permanently moving to a new ZIP code. 4. Execute the Enrollment Process

: You must actively reside within the borders of Virginia.

: Moderate premiums and deductibles; these are the only plans eligible for extra cost-sharing reductions.

: Available strictly to adults under 30 or those with specific financial hardships. 3. Determine the Appropriate Enrollment Window