How To Get Free Money To Buy A House May 2026

: The HUD Good Neighbor Next Door Program offers a 50% discount off the list price for teachers, first responders, and law enforcement buying in designated areas.

: Major banks offer proprietary grants for closing costs or down payments. For example, Bank of America offers grants up to $10,000 , and Chase provides up to $5,000 in eligible locations. Eligibility and Requirements how to get free money to buy a house

: Many states offer true grants for first-time buyers that range from a few thousand dollars to 5% of the purchase price . These do not require repayment if you follow the program's residency rules. : The HUD Good Neighbor Next Door Program

: Assistance is usually reserved for low-to-moderate-income households, often capped at 80% to 120% of the Area Median Income (AMI) . and Chase provides up to $5