New Jersey Automobile Insurance < Deluxe | 2025 >

: The minimum remains at $25,000 per accident . Unique Policy Options

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident. new jersey automobile insurance

New Jersey offers specialized policy types to ensure coverage remains accessible: : The minimum remains at $25,000 per accident

: Provides the most comprehensive options and higher coverage limits. : Drivers must choose between a "Limitation on

: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates

: Pays for others' injuries or property damage when you are at fault.

: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.