The user selects a target (e.g., "3 Months of Expenses").
Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend. savings account
Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow The user selects a target (e