Steps To Buying Home For First — Time

A "pre-qualification" is a quick estimate, but a is a lender’s written commitment to loan you a specific amount. In a competitive market, most sellers won't even look at your offer without a pre-approval letter. It proves you’re a serious, vetted buyer. 3. Find a "Buyer’s Agent"

Your lender will hire an appraiser to ensure the house is actually worth what you’re paying. 7. The Closing steps to buying home for first time

You can change a wall color easily, but you can’t change the layout or the neighborhood. 5. Make an Offer and Negotiate A "pre-qualification" is a quick estimate, but a