: It can be managed through specialized spreadsheets (like the ones found on the Bogleheads Wiki ). 4. Limitations and Risks
: The major drawback is that annual income can be highly unpredictable, which may be difficult for retirees with high fixed costs. VPW.7z.008
: The strategy relies on estimated future returns; if the market performs significantly worse than the model's assumptions, spending power could drop drastically. 5. Conclusion : It can be managed through specialized spreadsheets
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