What Credit Score — You Need To Buy A House

For suburban and rural properties. Lenders typically require at least a for automated approval. Jumbo Loans 700 to 720

Backed by the government and extremely popular with first-time buyers with lower credit. No official minimum what credit score you need to buy a house

Your credit score directly dictates the overall cost of your home. Lenders use a tiered system to assign interest rates based on your score. For suburban and rural properties

The most common mortgage; requires at least 3% down. Scores of 740+ secure the best rates. 580 (with 3.5% down) 500 (with 10% down) what credit score you need to buy a house