Can I Buy Short Term Disability Insurance On My Own May 2026

Companies like Prudential, Mutual of Omaha, and MetLife also offer high-rated individual disability products. Estimated Costs

Ranked as top picks for individual coverage by reviewers from Investopedia . can i buy short term disability insurance on my own

Yes, you can buy short-term disability insurance on your own , though it is less common than getting it through an employer. Individual policies are available directly from insurance companies or through independent agents. Companies like Prudential, Mutual of Omaha, and MetLife

Buying privately is generally more expensive than group coverage because you lose out on employer subsidies and group rates. How Much Does Short-Term Disability Cost? | Aflac Companies like Prudential